Your UM/UIM Coverage Is the Key to Recovery
When a driver hits you and flees, you may think you have no options. But California law requires every auto insurance company to offer uninsured motorist (UM) coverage. If you carry UM coverage — and most California drivers do — you can file a claim against your own policy to recover compensation for your injuries, even if the hit and run driver is never identified.
An estimated 1 in 7 California drivers is uninsured. That is one of the highest rates in the nation. UM/UIM coverage exists specifically to protect you in situations like these.
